Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according to a Wednesday (Dec. 3) press release.
The launch reflects a broader push in payments to package transaction-level insights into products that can help banks and FinTechs grow lending while reaching borrowers who do not fit neatly into traditional scoring models.
The suite combines Mastercard’s network and proprietary insights with advanced analytics to support “expanded and more transparent decision-making for lenders,” the release said. It is available in select markets. In the United States, initial activities will focus on small business solutions that use permissioned open finance data alongside Mastercard network insights.
Among the main selling points is speed. Mastercard Credit Intelligence is designed to reduce the time lenders spend analyzing applications and tailoring underwriting decisions, according to the release. The suite is designed to be used with other inputs, such as credit bureau history and telecom data.
Read more: https://www.pymnts.com/mastercard/2025/mastercard-uses-network-data-speed-credit-decisions/
