Regtech Adoption Rises in Sub-Saharan Africa Amid AI Uptake, Regional Integration, and New Regulations
In 2025, the regtech industry in Sub-Saharan Africa (SSA) continued to grow and mature, fuel by growing demand for efficient, cost-effective compliance solutions, evolving regulatory frameworks, and increasing regional integration, according to a new industry report by Regtech Africa, a digital tech media and consultancy platform.
Soaring adoption of AI and emerging technologies
Several trends shaped the space in 2025. Artificial intelligence (AI), in particular, emerged as a prominent topic, recognized for its potential to enhance regulatory compliance, automate risk monitoring, and improve the efficiency of reporting processes.
According to the report, approximately 62% of financial institutions now implement AI-powered anti-money laundering (AML) and know-your-customer (KYC), while transaction monitoring systems are processing over 850 million transactions monthly, reducing false positives by 45-70% compared to rule-based approaches.
