Ghana’s National Identification Authority (NIA), a statutory body mandated to establish a national identification system, has now added a digital wallet to the Ghana Card, the identification card used for services like SIM registration and passport applications.
The new payments feature, first announced in September 2025, would allow users to make use of Automated Teller Machines (ATMs), make payments in stores and online, make international payments with over 200 countries, and access other services such as insurance and emergency assistance.
Current holders of the Ghana Card can activate the wallet by using the MyCitizens App or by dialling *402#.
The NIA’s aim for developing this feature is to bolster financial inclusion within the country. In Ghana, the credit card penetration rate was forecast at 0.6% in 2024 and was forecast to continuously decrease between 2024 and 2029.
Read more: https://techcabal.com/2026/04/01/ghana-card-can-now-make-payments/
