Fido Ghana, a digital financial services provider, has secured $5.5 million in debt financing from Symbiotics, according to company announcements.
The debt investment came from the Regional MSME Investment Fund for Sub-Saharan Africa (REGMIFA), managed by Swiss-based impact investment manager Symbiotics, according to a February 18, 2026 statement.
The proceeds will support expansion of Fido Ghana’s lending portfolio, digital infrastructure enhancement, and platform scaling, according to company statements.
Founded in 2014, Fido operates in Ghana and Uganda providing digital financial services including instant loans, savings, and microinsurance through a mobile platform, according to company information.
The company uses a proprietary AI model called Fido Score that analyzes alternative data including mobile phone usage patterns and transaction behaviors to assess credit risk for individuals and MSMEs without traditional credit histories.
