Paymentology and Chikwama Pay Launch Africa’s First WhatsApp-Enabled Neo-Bank
Paymentology, the leading global issuer-processor, announces a partnership with Chikwama Pay, a pan-African neobank providing accessible financial services through WhatsApp.
Together, they are powering Africa’s first WhatsApp-enabled neo-bank with fully integrated borderless payment processing, bringing secure, seamless, and affordable financial services to millions of underserved people across the Southern African Development Community (SADC).
Chikwama Pay is pioneering borderless banking across Africa by enabling customers to bank, borrow, insure, save, and transact directly through WhatsApp, without the need for a separate app. The platform focuses on migrant workers, informal traders, women who are often excluded from traditional financial services , and underserved communities who need reliable, low-cost access to cross-border financial services.

