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FUNDING | PayCrest Raises Over $400,000 Pre-Seed to Build Decentralized Stablecoin–Fiat Settlement Infrastructure

Paycrest is building decentralized infrastructure that coordinates fragmented stablecoin and fiat liquidity to enable predictable, cross-border settlement. Rather than iterating on existing payment rails, the company is pursuing a fundamentally different approach to how global settlement is coordinated – one designed to be reliable, fast, and resilient under real-world conditions.

Over the past year, Paycrest says it has progressed deliberately from exploration to execution. The team says it has tested live settlement corridors, liquidity models, and compliance frameworks in production environments, using real transaction flows rather than simulations. What began as experimentation has since matured into infrastructure that businesses actively rely on.

“The focus was never perfection,” the company said.

“It was about learning under load – observing how liquidity behaves when customers depend on it, stress-testing routing, and integrating with partners in live conditions.”