Flooss, Bahrain’s leading digital consumer-financing platform, announced a strategic partnership with Optty, a global payments infrastructure provider, to expand the availability of Flooss’s digital financing solutions across merchant checkout experiences in the GCC.
Founded in Bahrain by Fawaz Ghazal and Tariq Al Saffar, Flooss was established to address structural gaps in access to Sharia-compliant consumer financing, particularly for digitally active customers underserved by traditional lending models. The founders bring complementary experience across financial services, technology, and regulated consumer finance, shaping Flooss’s focus on disciplined underwriting, transparency, and fully digital execution.
Through the partnership, Flooss’s financing products will be made available to merchants, payment service providers (PSPs), gateways, and acquirers connected to Optty’s platform, with no additional development work required, embedding Flooss directly into merchant checkout experiences. This allows consumers to access instant, regulated financing at the point of purchase, while merchants benefit from offering a locally relevant and flexible payment option.
Flooss leads the market in mobile-first digital consumer financing, delivering instant approvals and automated income verification through a fully digital experience. By integrating into existing payment flows across sectors such as ecommerce, travel, education, insurance, and lifestyle, Flooss shifts consumer financing into the checkout moment, while maintaining a strong focus on responsible lending and disciplined credit execution.
