In a co-working hub off Ngong Road, a young developer stares at a line of code that could move a million shillings.
A few keystrokes later, Safaricom’s Daraja API responds, a test transaction runs, and a phone buzzes: “You have received KSh 100.”
With that one call to an endpoint, he has plugged his prototype directly into M-Pesa’s financial nervous system. A decade ago, this would have required corporate negotiations, manual file uploads, and entire back-office teams. Today, it is as simple as authenticating and posting JSON.
Across the continent in Lagos, a fintech engineer pushes code to production. Using Flutterwave’s APIs, she has enabled merchants in five countries to accept cards, bank transfers, and mobile money through a single unified gateway.
payment What used to be a patchwork of rails, local switches, banks, and telcos is now abstracted into programmable building blocks.
Read more: https://financeinafrica.com/insights/apis-africas-developers-money-code/
