Points Africa, a Ghana-based fintech, is building Sub-Saharan Africa’s first shared loyalty network, allowing customers to earn and redeem a single reward currency across multiple merchants, including telecoms, supermarkets, banks, and fuel retailers. Unlike traditional loyalty programs that operate in isolation, this unified system consolidates points into a central wallet, enabling faster accumulation and redemption.
The startup has raised $2 million from VestedWorld to fund its Ghana rollout, strengthen infrastructure, and expand into other African markets over the next 18 months, starting with Nigeria, Uganda, Rwanda, and Kenya. Points Africa leverages AI and analytics to predict customer behavior, trigger personalized offers, and provide merchants with multi-sector insights to improve engagement.
